http://www.sarayang.me/kbhsnapshots daily 0.75 2016-02-23 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441497421359-4QQTFQY7KHBIE57VSEQY/IMG_4084.jpg KBH Snapshots - From Heathrow to CPH "I like the feeling of being awake in a new environment, without a safety net, completely in the present ... Meeting other people is so special and rewarding when you forget yourself, as you do in a way when you are traveling." I particularly enjoyed this feature on Swedish designer Ingegerd Råman in the airline magazine tucked into the back of every seat. Of course, as a suitable introduction to Scandinavia, even the mass-provided airline magazine exuded good design. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441497421359-4QQTFQY7KHBIE57VSEQY/IMG_4084.jpg KBH Snapshots - From Heathrow to CPH "I like the feeling of being awake in a new environment, without a safety net, completely in the present ... Meeting other people is so special and rewarding when you forget yourself, as you do in a way when you are traveling." I particularly enjoyed this feature on Swedish designer Ingegerd Råman in the airline magazine tucked into the back of every seat. Of course, as a suitable introduction to Scandinavia, even the mass-provided airline magazine exuded good design. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441501524920-I72CGC8QDTQ93ZW5Y84L/image-asset.jpeg KBH Snapshots - Rooftop on Smallegade After spending the first two days in Frederiksberg, I finally stumbled upon this rooftop patio in the last 15 minutes of my time at this particular residence. There's something wonderful about being eye-level with the clouds. As you can see, the initial transition from California to CPH could have been much, much worse. (As I type this caption, rain drops splatter at the window.)   https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441503628935-R7OTYY50WSM1J55FEJD8/IMG_4153.JPG KBH Snapshots - With a View As corny as I feel when swiveling to capture a panorama, sometimes only a wide angle will do justice for a view. Pro Tip: Click the + on the top right corner of the previous picture and use the arrow keys to thumb through full-size images. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441503230486-2DZQJR3N5IFLYM766XIZ/image-asset.jpeg KBH Snapshots - Home Base Living with my host family in Vanløse means residing in the eldest daughter's room while she studies abroad at a high school in Indiana. This home is where I'm beginning to precisely understand hygge. https://static1.squarespace.com/static/55c08f31e4b0ae953a7fbb08/55eb8102e4b01667f17c2a34/55eb9f8ee4b0365de5633933/1441507657323/ KBH Snapshots https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441505187225-E3EKU1ZDSHG1V25SFLUH/image-asset.jpeg KBH Snapshots - Good Morning, Carla. Imagine waking up to freshly-baked bread and this puddle of fluff. That was the first morning in Vanløse. https://static1.squarespace.com/static/55c08f31e4b0ae953a7fbb08/55eb8102e4b01667f17c2a34/55eb9140e4b0852e6b022d19/1441507657353/ KBH Snapshots https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441506572224-K4EKXDHULW2FWZ43LBDW/image-asset.jpeg KBH Snapshots - On a Walk Through Frederiksberg Gardens Just a photo shoot that we happened to pass by. With a lawn mower in the background. https://static1.squarespace.com/static/55c08f31e4b0ae953a7fbb08/55eb8102e4b01667f17c2a34/55eba280e4b062dc3004570d/1441507657448/ KBH Snapshots https://static1.squarespace.com/static/55c08f31e4b0ae953a7fbb08/55eb8102e4b01667f17c2a34/55eba079e4b02a8ac1be0a56/1441507657495/ KBH Snapshots https://static1.squarespace.com/static/55c08f31e4b0ae953a7fbb08/55eb8102e4b01667f17c2a34/55eba52ee4b038f6937371ae/1441507657530/ KBH Snapshots https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441507642201-IPQMJR3QR8N4W9J2B4U3/image-asset.jpeg KBH Snapshots - Dalgas Have On the way to the course advisor. https://static1.squarespace.com/static/55c08f31e4b0ae953a7fbb08/55eb8102e4b01667f17c2a34/55ebaa61e4b048d1ed3ca111/1441507937418/ KBH Snapshots https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441507964031-Y04YK90JIFZ5EKCQRLZM/image-asset.jpeg KBH Snapshots - Dalgas Have, Pt. 2 And the view from simply turning the other way. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441566567354-RUPLGPFQN65L50X01W3C/image-asset.jpeg KBH Snapshots - Bubbles = Universal Spotted in the city center - immeasurable joy brought by knots of string and soapy water. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441568090306-I0VK8BLTX93NQE99BUZ3/image-asset.jpeg KBH Snapshots - On the Water A snap from touring the canal. These captions are getting shorter and shorter. https://static1.squarespace.com/static/55c08f31e4b0ae953a7fbb08/55eb8102e4b01667f17c2a34/55ec957de4b0c7e0522a63d3/1441570472104/ KBH Snapshots https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441568155361-KB50PYAPRFJCKN3EKIS3/image-asset.jpeg KBH Snapshots - Trailer Park Boys Floating boat houses, right around Christiania.* *Location cited from the person sitting next to me. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441568794724-WNQHXJ20E7XJYUDMPFUJ/image-asset.jpeg KBH Snapshots - Københavns Klatrecenter
 Three-quarters of an hour there, and three-quarters of an hour back. Visiting Blocs & Walls meant an unexpected amount of biking to visit the largest climbing gym in Scandinavia. In an ideal world, all this cycling would be enough to skip going to the gym. In reality, my host family has informed me that I purchased a secondhand "girly bike" (also known as a cruiser), just a notch better than the traditional "granny bike." https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1444006674224-1C2HBHTDEM9RHYKY95TK/IMG_4468+v2.jpg KBH Snapshots - Hackers, (Literally) Underground Visited this hackerspace during the second week, which was literally underground -- a basement paradise of gadgets and machinery (from 3D printers to wood cutters to donated microchips and keyboards). It was the kind of converted space that my dad would love to have in our own garage. Highlights included the universal chat room on a suspended monitor and the sensor-rigged fridge stocked with beer and Chocio (which is apparently the best chocolate milk you will ever find) where you could self-check-out your drink of the night. Membership is entirely free, but funding comes from enough people opting to subscribe to their own key card to access the space at any time of day (or night). What's also awesome -- at the beginning of its existence, the space was renovated and constructed by several volunteers coming together to bring the concept to life. Check out Labitat at labitat.dk. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1448199896953-HBDL2S07Z5ENRUTKNF10/P9261485.jpg KBH Snapshots - The Loppemarked in Frederiksberg Flea markets pop up across the city on Saturday and Sunday. Aside from antiques and the typical classes of trinkets, there's a fairly good emphasis on thrifted clothes. A couple people have joked that to blend with the scenery in Copenhagen, you just need to wear lots of black and maybe learn to bike in those low-heel ankle boots. The thrift scene here can't replace my attachment to the Melrose / Fairfax area in Los Angeles, but in that regard, it's been an absolute plus. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1447716660877-9QUHROOGGWVRGC1X2EXH/Slush+Pics.png KBH Snapshots - Something Called Slush Slush is billed as the largest startup conference in Northern Europe, this year attracting a crowd of 15,000+ startups, tech enthusiasts, and investors. How I ended up at this venue in Helsinki with a startup pass on my lanyard* -- I'm not sure if it's a product of serendipity or engineered luck. Because more and more, I do believe that crazy wonderful things happen if you just persistently place yourself among the most self-true opportunities and communities. I know I'm being vague, but there's something that I cannot yet verbalize about the degrees of connection in our world. I feel there must be a fluid sort of algorithm at play, allowing us to increase our probability of being in the right place, near the right people, at the right time. But props to Helsinki -- whether the timing of the conference or the incredible innovation garages at Aalto University, I certainly leave the city with a lingering impression of high technology and innovation. Check out more photos from the event and stay tuned for 2016. *Full background for this: after spending 8 days in Helsinki, I barely know what the city looks like -- probably because the bulk of my time was spent in hackathon and conference venues. Our team took first place in the Smart City / Civic Tech division of Ultrahack this weekend, with a concept that challenges our current methods of urban planning. In an age of smart cities and increasing infrastructure development, The Butterfly Effect leverages open data and social media listening to influence a citizen-centered approach for how we plan our cities. Keep in touch by giving a like on Facebook! https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1448154612694-JKIZ967OD37SH42U02BP/PB217811+editB.jpg KBH Snapshots - The First Snow The snow started out as tiny crumbs of ice, falling from above and immediately melting into drops on my scarf (and camera lens). But (excitingly!), the puddles eventually settled into shallow snow banks on the sidewalks and rooftops. It's really been more of a gentle patter of ice flurries, and this picture makes it seem much more dramatic than the real thing. It's honestly been years since I could sit next to a window and see the snow fall outside. It definitely makes Christmas music that much better. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456204678034-X1HOVMMG13LQ88EC02IB/PB187674+edit+A.jpg KBH Snapshots - Stay Tuned... I do have more moments to share from Copenhagen... but until then, here's a picture of Noma (which won't be reopening until at least May 2016, while they pilot a new restaurant in Australia). A trickle of photos have also been posted up at Places on the Weekend. http://www.sarayang.me/kenya daily 0.75 2021-12-17 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1468317241497-HIC2KKNYIV5OID6OIII4/image-asset.jpeg Kenya - Traffic in the CBD First day in Nairobi, and first matatu ride in the city. This video might not be the best way to show it, but even in the car on the way from the airport, my very first semi-coherent thought revolved around traffic and the flow of the road that I haven't quite picked up yet. It doesn't help that I've been driving (and walking) on the right for all my years in the US, while here, it's all about keeping left. In the words of a friend -- "people walk where they can walk, people cross where they can cross. And yeah, it's crazy -- but there's always order in the chaos." https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1468317241497-HIC2KKNYIV5OID6OIII4/image-asset.jpeg Kenya - Traffic in the CBD First day in Nairobi, and first matatu ride in the city. This video might not be the best way to show it, but even in the car on the way from the airport, my very first semi-coherent thought revolved around traffic and the flow of the road that I haven't quite picked up yet. It doesn't help that I've been driving (and walking) on the right for all my years in the US, while here, it's all about keeping left. In the words of a friend -- "people walk where they can walk, people cross where they can cross. And yeah, it's crazy -- but there's always order in the chaos." https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469908798873-CXLZFYIUS9FCZIQ9B0C4/Kenya+again.png Kenya https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1468318626294-WXEDKOUFA23396ELZXKY/IMG_9281.JPG Kenya - Excursion to the Arboretum Whenever I get to a new city, the days are usually full from beginning to end. But for the first few days, our pace of exploration was a bit slower. One new adventure per day, starting easy and heading back before sun down. Takes a bit of getting used to. Our friend gave us directions on how to get to the Nairobi Arboretum -- which involved taking a matatu, crossing the highway, and jumping over what she called a "bridge." (It was more like a roadside barrier.) The park was full of green and shade, and speckled with people on benches and on grass, reading books and chatting and existing. I don't have pictures doing justice for this one, so here's a picture of Ruby right before she realized I was taking a picture. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1468320623353-JWK4UVURZL8H12O2N8XL/IMG_9330.JPG Kenya - Down the road A picture taken while on the way to a user interview in Kawangware. We ended up sitting in a field on the side of the road, surrounded by Maasai cows grazing and passing by. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1468329440520-DXNUCJ0JUWHOUI5N0JW8/P7044324.JPG Kenya - A trip to the coast We were able to find a change of scenery pretty early on, catching an overnight bus from the city to spend a weekend in Kilifi. I guess it's possible to have withdrawals from the beaches of Los Angeles. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1468329480594-1XII21DV0G42APSVMTNH/P7022624.JPG Kenya - A small world I'm beginning to realize that Nairobi as a city is big, but the circles within can be small. Three-quarters of the group in Kilifi were strangers to me before the day of the trip. But the funny truth is that we all shared one degree of connection, despite coming together from all corners of the world. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469908354909-TNB51BP8TUK8AONQ41FL/KENYA+square.png Kenya https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469912306013-1KESI5LYAR5SCW0OEOHY/cashews.jpg Kenya - Not quite chestnuts But definitely on an open fire. (Hint: they're cashews.) https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469911336043-K3QN2SR7W4RPFT6U2LNW/P7034177.JPG Kenya - The Art of Cooking on a Boat Fresh fish. That's all. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469911064409-BLMW6SQW6WNY5AG4N6AJ/P7044337.JPG Kenya - Vicarious Bonfires A while after sunset hour, it becomes dark enough for you to see the bright glow of plankton when you wave your hands through the water. Kind of like shimmering ocean confetti. I think some of my most memorable moments have been near water -- and in this case, the pairing of stars and bioluminescence did the trick. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469912430090-ADUD8EM2LWZXUTEFDKI1/P7074537+v2.jpg Kenya - Waking up with bubbles Our friend Rick grew up in Mtito Andei, about four hours outside Nairobi in Machakos County. We visited with his family for a few days, and brought bubbles for the kids at home. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469961004898-DKJUUK92FIFM0EL4BXUQ/P7074645+v2.jpg Kenya - A good big brother ... plays bubbles with a little brother. For the full 12 seconds, check out the moment here. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469961176990-IOV60KRGHFCYMUDZQ9CX/P7074749+v2.jpg Kenya - Learning cause & effect Side story about this one: if you ever can't find him, check under the couch. You'll probably find him napping in the dark. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469961481140-Z7EKTF2S0SW3PZRFK6JJ/P7074994+v2.jpg Kenya - Rick's Mother Standing in the entrance of the kitchen. And I believe this photo was taken by Rick. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469961365528-HLBPUP7Z92131A6JPPV7/P7075293.JPG Kenya - The Little Photographer If you look through our camera rolls from the weekend, you'll find many, many pictures taken from funny angles. The passcode on my phone was attempted so many times, that the lock screen required not only 5 minutes before trying again -- not 15, not 60. It gave an ultimatum of syncing to iTunes. Needless to say, it was a long, phone-less six-hour ride back to Nairobi -- in the middle seat, last row of the bus. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469961422498-KAR5LK6BVOPWSMJMDIW3/P7075296.JPG Kenya - On the road to school We had an expert guide and documenter accompanying us on the way to visit Mbeetwani Primary School. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469908002074-AKK7S41NA7J8LG0Z68SH/Kenya.png Kenya https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469961885444-BR1598LUYBAF9LJD6N9Z/P7085340+v2.jpg Kenya - Rick's Father Sitting with us in the school office -- you can see the insignia of his old uniform, before he retired from the city and moved back to Mtito. As we walked throughout the day, he continued to unpack the problems he perceived -- especially around access to water. And, he explained to me why he believed it was difficult for the community to come together and coordinate change. "I am poor, you are poor. I have no salt, you have no salt. Poor people cannot help each other. And so we live, with no salt." https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469961920055-4YZ9W497455SC3LRSCW1/P7085362+v2.jpg Kenya - The Principal Rick's father introduced us to his friend Julius, principal of the school. There are about 300 students across eight class levels at Mbeetwani Primary School. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469961317361-OC9AE1QLIN2AO9DS64HD/P7085483.JPG Kenya - Learning about education The government recently declared primary school free in Kenya. What we've been learning is that "free" doesn't always mean free. Budgets issued to schools often cover only fractions of the resources needed. And so, students continue to pay school fees, in addition to uniforms and stationary. What I found surprising -- this particular school had been established by members of the community, when existing buildings were deemed just too far. Parents pooled funds, built classrooms, and started the entire thing. When asking the principal about what community involvement looked like now -- he said that it had somewhat dissipated once education was declared "free." Because, what happens to the incentive to continue organizing if the government has promised to provide? https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469961280209-SKYSSFO8TE8GM7QY88AJ/P7085664.JPG Kenya - Chapatis at lunchtime I guess home cooking is comforting wherever you go. Especially if you can't cook well, yourself. There's a back-story to the bowl of chicken. According to Kamba tradition, when a girl visits her boyfriend's household, it's bad luck for the household to serve a hen, and for the son to eat it. So that day, Naomi had a great lunch -- while Rick went vegetarian for the day. (Or something like that. Disclaimer for this story -- my memory isn't always the best with details.) https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469963597875-PRN949SPTG33OBCA21XM/P7075037+v2.jpg Kenya - Let's see if Rick reads this... I'm going to share a quote, from when we were all sitting at the bus station in town -- which is about 25 minutes away on a boda (a motorbike), but a few hours away on foot. "Life is a funny thing. When we were younger, I remember we used to make the walk all the way here to sit on the side of the road and count cars. This [rest stop] didn't exist. It was so awesome. We had an excuse to come if we sold charcoal briquettes. You would tell everyone the day before that you're going to Mtito on the weekend. It was a famous thing, to go to Mtito." https://static1.squarespace.com/static/55c08f31e4b0ae953a7fbb08/5784b2e29f74567650e32015/5784be2ad441941f9646c25d/1468315973391/ Kenya https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469991448005-LC6Y3WGW7IVCD6TGXEE9/P7085705.JPG Kenya - A trip into town To get to town (or at least one side of town), we walked 50 minutes toward the foot of the mountain in the distance. The dirt path that we took is even more red than the ground in this picture. And certain patches were especially powdery -- leaving our shoes a new shade of rusty pink. This was the only photo I could take before my camera battery died. If you continue walking 10 minutes or so, you come across some huge construction projects -- a lot of Chinese investment coming in to build a train and logistics system. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469961248158-LRX1OSK4EB6OTBD4JA97/P7085729+v2.jpg Kenya - Chasing & racing cars Snapped this moment in the evening, when Rick pulled out his laptop for the kids to play a computer game. The computer made an appearance the night before as well, for the family's very first viewing of Rick's recent music video (which you can check out and show love for, right here.) https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469961964936-4USDO1SK7L69JPIHK8UK/P7085742+v2.jpg Kenya - Chapatis in the making On the last morning, Rick's mother finally trusted us to try to make breakfast. Or at the very least, to roll out the chapatis and fry them. Here they are, before we took a rolling pin to the dough. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469996726969-7Z6I2YDKN1AF7DK5EP38/P7175808.JPG Kenya - A City Lion This is just a picture of a cat in a nyama choma restaurant. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469996677062-SW0KRBLWDHOIQ5TU8W9U/P7115763+bw.jpg Kenya - In the basement Saw this pile of desk chairs in the corner of a room, and just thought it was cool. This was at the University of Nairobi main campus, when scoping out the space in preparation for the Bike Share Makerthon during Nairobi Innovation Week. Here's the challenge brief on non-motorized transport and biking in Nairobi. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469996756023-V6YZRY67Z0OI9S3KJBRR/P7175943.JPG Kenya - Soccer at sunset Grassy fields are good for soccer. Grassy fields are also good for bug bites. There are some really persistent mosquitos in this city. https://static1.squarespace.com/static/55c08f31e4b0ae953a7fbb08/5784b2e29f74567650e32015/5784be39e39aa45b087a8bdf/1468317227131/ Kenya https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1469997157794-JNZGVO0GZIRY2A1H4977/P7316315.JPG Kenya - Quartz Africa Innovators Conference Quartz Africa hosted the second Innovators Conference in Nairobi, putting the spotlight on groundbreaking thinkers and doers in Africa. A few favorites, from the speaker list: Matsi Modise, managing director of Simodisa, provided an analysis of entrepreneurship in Africa, speaking to the importance of "localised entrepreneurs who look around their own communities for where they can make an impact ... We need people to see and have local heroes." Ciiru Waweru, founder of FunKidz, emphasized the importance of teaching kids to answer their own questions; and shared an important perspective on manufacturing in Africa. Wanuri Kahiu brings science fiction into her stories set in Africa, and blended words and ideas in the best kind of way during her presentation. Her talk is on the live stream at 2:00:00. "So often in our lives, we have been written out of our histories. So we want to write our children into our futures so that we make sure that there is a place for them for when they come into imagining themselves in the future." https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1470000433355-2KNYCRUKPC2C03K1IBNM/IMG_0358.JPG Kenya - The Nile River This is the Nile River. We caught another overnight bus to Uganda, this one 12 hours long. Somehow, I didn't realize that our group was planning to go white water rafting until a couple hours before the fact. But we did, and it was gorgeous, and we fell in the water a lot, and it was great. You wouldn't imagine from this picture (which is from the next day while kayaking, anyway), but a storm came in from the horizon while we were rafting, and it started pouring rain and hail on the Nile. But once it passed, you could jump back into the river for a swim -- the water's warm. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1470000255188-16I52F41GYD5D5USK847/P7246063.JPG Kenya - Standing still Decided to go for a walk, and met these kids just a few minutes down the road. As always, kids love photos. Here's one of several group poses. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1470000349363-WF0RJOXTXDZRPHK8DVAP/P7246138.JPG Kenya - Camera Props I've noticed kids tend to incorporate props when posing for their photo op -- flashing peace signs, showing you their mango, or in this case, waving up a flip flop. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1470000301029-TYZAHH72VLZPPTDIRIBS/P7246275.JPG Kenya - Meet Flo Flo had a crafts & gifts stand within the grounds of the hostel, which is how I started talking with her and how I ended up joining her for breakfast at home the next morning. This is a snapshot as we walked toward the education centre and health clinic that had been set up by a nonprofit, around 1999. It was a surprisingly beautiful, small campus -- and from what I gathered from Flo, their programming seems fairly comprehensive as well. We took a peek inside the education centre, which housed an auditorium and a computer lab, but only for a minute -- the team was busily getting ready to host a neighboring primary school for a school trip. As I learned, the curriculum for arts and computer literacy now attracts over 30 primary schools to visit on field trips. http://www.sarayang.me/filedunder daily 0.75 2023-01-14 http://www.sarayang.me/filedunder/2020/7/27/apollo-x-savings monthly 0.5 2021-12-21 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033236031-Y5IWP85B2HZO0K6PV9VX/Product+Discovery+%26+Savings+at+Tala_Page_01.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033235949-29Y4WLFTCQ2UPZKRWCVT/Product+Discovery+%26+Savings+at+Tala_Page_02.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033246947-ML1DX4D0VYIAVJUB0NCA/Product+Discovery+%26+Savings+at+Tala_Page_03.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033237049-WVR64O2LJP6MEH97UJYS/Product+Discovery+%26+Savings+at+Tala_Page_04.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033237612-07MMG03064RT33Z02216/Product+Discovery+%26+Savings+at+Tala_Page_05.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033238263-VYXUUE0QGFSSE1J408HO/Product+Discovery+%26+Savings+at+Tala_Page_06.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033239361-C1SUD8J5ZDY8TX9A0F8A/Product+Discovery+%26+Savings+at+Tala_Page_07.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033239930-XGFZMCPYXKQFFPRGBJVQ/Product+Discovery+%26+Savings+at+Tala_Page_08.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033469129-JP0RZL5T0LWEZ6BZEEMW/Product+Discovery+%26+Savings+at+Tala_Page_09.jpg Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033240741-EABKBDRZJY4UZUYU75FM/Product+Discovery+%26+Savings+at+Tala_Page_10.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033246784-4T0SWHJ99XG219XO6WSU/Product+Discovery+%26+Savings+at+Tala_Page_11.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033247388-B053H6RQAVR4IT1XWBZU/Product+Discovery+%26+Savings+at+Tala_Page_12.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033247793-U0QWUMMQ0CQ2T3NZ3Z34/Product+Discovery+%26+Savings+at+Tala_Page_13.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033247875-QKH9FCJMI9R85XJZM67T/Product+Discovery+%26+Savings+at+Tala_Page_14.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033248432-NFA9FUBC4ECUOMFWY3V5/Product+Discovery+%26+Savings+at+Tala_Page_15.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033248492-W5B0CWSGLELA6AWUZ6OR/Product+Discovery+%26+Savings+at+Tala_Page_16.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033259513-8BQFN6FB0PD9GJ2P3F02/Product+Discovery+%26+Savings+at+Tala_Page_17.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033249244-4L87VWSB9FWWSR3ZUCYJ/Product+Discovery+%26+Savings+at+Tala_Page_18.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033249911-VWG9NXNYDYY7B5VJOBNF/Product+Discovery+%26+Savings+at+Tala_Page_19.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033250476-OH3OJ866TYO6X8POWQB7/Product+Discovery+%26+Savings+at+Tala_Page_20.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033251135-08LEOC7D9S454L0DO1BF/Product+Discovery+%26+Savings+at+Tala_Page_21.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033262034-EN7D3JOKKO2UCK3VA4AX/Product+Discovery+%26+Savings+at+Tala_Page_22.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033260462-ONO0FXSP1WCRLJL8Q19Z/Product+Discovery+%26+Savings+at+Tala_Page_23.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033261165-P1DF77MM19FVSPXNNJUV/Product+Discovery+%26+Savings+at+Tala_Page_24.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033261817-9FPZSVLI98UZDRGL3DIK/Product+Discovery+%26+Savings+at+Tala_Page_25.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033262321-VD1OGTY02B40F4DLRDPQ/Product+Discovery+%26+Savings+at+Tala_Page_26.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033263083-AQ3QX9IMTFSWMNE6CEEA/Product+Discovery+%26+Savings+at+Tala_Page_27.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033263082-BKQQTJ0O7AQHKY2AM5SK/Product+Discovery+%26+Savings+at+Tala_Page_28.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033263681-EEYUYS0BK27YG5737W7S/Product+Discovery+%26+Savings+at+Tala_Page_29.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033263703-I60PX3WNNA0HXV7GGW7G/Product+Discovery+%26+Savings+at+Tala_Page_30.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033264358-YTWLQPJ9Q3X9J5LVJGRB/Product+Discovery+%26+Savings+at+Tala_Page_31.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033264410-DQ1A6WAUZGVCVV8AGSVO/Product+Discovery+%26+Savings+at+Tala_Page_32.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033264861-R6LLLEMXT8RSHA9609FK/Product+Discovery+%26+Savings+at+Tala_Page_33.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033264939-5OCRHGK2B9AOGZS36DJ3/Product+Discovery+%26+Savings+at+Tala_Page_34.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033265473-RZQ0IW2KL6ME3767B5F6/Product+Discovery+%26+Savings+at+Tala_Page_35.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033265644-RX8LVCUD7YYLXJL3DSIJ/Product+Discovery+%26+Savings+at+Tala_Page_36.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033265968-QBZGN9PW2EDVE0RPLIVU/Product+Discovery+%26+Savings+at+Tala_Page_37.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033266138-H1SE30JXODCW687Q8HZJ/Product+Discovery+%26+Savings+at+Tala_Page_38.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033266501-CROEJXMW3MFAZ4L68T8C/Product+Discovery+%26+Savings+at+Tala_Page_39.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033266942-A500O7333D567OW3Y4V9/Product+Discovery+%26+Savings+at+Tala_Page_40.png Portfolio - Apollo x Savings https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033274385-S5MRIS8EISCLJPXP9JB3/Product+Discovery+%26+Savings+at+Tala_Page_41.png Portfolio - Apollo x Savings http://www.sarayang.me/filedunder/2020/5/24/covid-19-rebuild-fund monthly 0.5 2021-03-20 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1590332508609-NYO4JFDIQA70EAHRH7XS/modified-CLS-graphic.png Portfolio - Responding to COVID-19 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1590332528974-NEVPQYB5Z810L5T1034C/modified-PH-CLS-graphic-.png Portfolio - Responding to COVID-19 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1590332628052-SM7W99BHOTF0XI0D03NF/cls-mx.png Portfolio - Responding to COVID-19 http://www.sarayang.me/filedunder/2020/1/12/school-of-slow-media monthly 0.5 2020-08-04 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578809181524-8NN0MYIO1XBVY5UKN7VJ/Shifts.jpg Portfolio - School of Slow Media A clustering exercise to identify challenges & shifts for each team. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578807413260-4TKHHAOMB3CBZR672Z7F/Playing+cards.jpg Portfolio - School of Slow Media An attunement exercise in the morning, at the park. Practicing observation without storytelling or fantasy. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578807354458-KAOUB4YLT96S7DJXIOKU/Humankind+Media+small.jpg Portfolio - School of Slow Media I shadowed the team Humankind Media during their pre-production, production, and post-production process. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578807633491-9UPGSYKELACXL1F9LA36/V%2Bon%2Bbridge.jpg Portfolio - School of Slow Media On the bridge, on the way to the interview. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578807660759-H7OIEU21OZIDQFOULWQG/Lien%2Btaking%2Bvideo.jpg Portfolio - School of Slow Media On the path, on Banana Island. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578807745608-27KWJUHLF03P6NAO8ML1/Duoc+and+John+small.jpg Portfolio - School of Slow Media Settling in with the documentary participant, Duóc, over trà dá and cam sành. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578808567244-979U3KP0AXJX499SP22A/John%2Bshooting.jpg Portfolio - School of Slow Media The group captures shots around Duóc’s place. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578808510772-AXCRBH357IVRER3WDO6Z/Motorbike%2Bshot.jpg Portfolio - School of Slow Media https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578808532055-U2KJ11NILWAH6PCQ28GD/Lien%2Bphotographing%2B2.jpg Portfolio - School of Slow Media https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578807971137-7U369LUX5BJNP4DMD9AW/Dog+meets+Xu+An.jpg Portfolio - School of Slow Media Quick interlude: dog meets Xu An. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578808052538-48P61Y910630KXRY8IV4/Xu+An+meets+dog+1c.jpg Portfolio - School of Slow Media And Xu An meets dog. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578808151378-ZORH9BCV6X7N1CQEXNMV/Xu+An+meets+dog+2.jpg Portfolio - School of Slow Media Look at that face. :) https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578808747469-DYCL5ZPP8FTA04PALP8R/Lien+listening.jpg Portfolio - School of Slow Media Interviewing Duóc and soaking up his amazing story. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578808815278-PSVOM004M2EL5EL7FZT2/Looking+into+Hanoi+small.jpg Portfolio - School of Slow Media By the end of the interview, it’s nightfall. The view of Hanoi buildings, from the garden. http://www.sarayang.me/filedunder/ting monthly 0.5 2023-01-14 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578209527791-GXRTTUJM22IJWCQS44BB/Philippines%2B1.jpg Portfolio - Ting Ting & her son, in the kitchen. http://www.sarayang.me/filedunder/2020/1/4/raquel monthly 0.5 2020-01-05 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578168581673-MONDZRAKMWBSMGB1HD57/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel.png Portfolio - Raquel We met Raquel at our office, around 1 PM. She had just come from a client meeting around the area — she works as a field sales agent for a hardwood flooring company, and can choose where to schedule her meetings each day. She specifically requested the Makati area, so she could squeeze in the time to meet with us. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578168846808-Q4QMYMXZSN0VMAG6SV80/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%281%29.png Portfolio - Raquel In addition to her tan work polo, she wore one of those fashionable silver watches, some fuschia lipstick, and — I noticed she kept her nails well-done. And she seemed pretty young, maybe around 26. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578168846454-13GW4TXJ1Q1WLZUP4YF9/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%282%29.png Portfolio - Raquel She’s been using Tala since last December — starting at a 500 peso loan, she’s now at 4,000. She typically sends her loan to her Coins.ph wallet. Coins has a Security Bank Cardless ATM option, where they send the customer a text message with a 16-digit reference number and the exact withdrawal amount. Raquel can go to any Security Bank ATM to redeem the money. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578168845847-RBU0CISFRSZK7QLINICV/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%283%29.png Portfolio - Raquel Money flows into her life two or three times a month. She receives her salary every cut-off on the 15th and last day of the month. And if she’s met her sales quota of 1.5 million pesos for the previous month, she gets a commission of 2% on the 10th. That’s at least 30k — about $585 USD. Total, this means Raquel earns $300 - $900 per month. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578168845933-F6M9Q99SPXE5EY0Y68WC/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%284%29.png Portfolio - Raquel This puts her pretty solidly in the lower-middle / middle class income bracket. 70% of Tala customers fall within this same bulge of $10 - 50 USD income per day. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169183491-LQ0USP6Y13H9BD40PCRN/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%285%29.png Portfolio - Raquel As an example: at the time of her interview, she had just received her salary on Monday, equal to a little less than $160 USD. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169183001-U1V5HF0CRK4KNOVLNHFC/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%287%29.png Portfolio - Raquel Anyway, this cut-off, she actually deposited the full 4,000 pesos into the cooperative. It’s her birthday later this August, so she was planning to use her full salary for the celebration. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169182906-RS8TMHBTCYWDFMHN73C6/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%288%29.png Portfolio - Raquel Then, she paid her Tala loan. 4025 pesos for her loan of 3,500, and then she was increased up to 4,000. Her full payment of 4,600 is coming due on September 1st. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169182649-RJVGYJ9RRU7CXX1WCRU4/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%289%29.png Portfolio - Raquel She also has to pay a fee in order to send Tala the payment via 7-Eleven — 2% of the total amount rounds up to an 81 peso fee. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169182516-BNLPLUAHBERONNO5V3OT/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2810%29.png Portfolio - Raquel After she pays & re-loans with Tala... https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169182169-A3OXQKOTQ2533X1CS5GW/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2811%29.png Portfolio - Raquel The money goes to daily expenses: 50 - 100 pesos for transportation, and 150 pesos for food. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169181959-PFLXBDA4X97YFRZY4GTN/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2812%29.png Portfolio - Raquel Then, with whatever’s leftover … “I bought some things for me.” :) https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203888229-V43RE2IA549KZ16A5L2U/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2813%29.png Portfolio - Raquel Taking a step back: in the Philippines, over half of our loans are listed as being taken for “personal” use. Roughly 9% are listed for paying bills, and 32% for business. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203899927-34VOSPHYULT5H8OKZASM/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2814%29.png Portfolio - Raquel Based on free-text responses, 14% of customers taking a “personal” loan say it’s for a special occasion. 5% of these customers mention that it’s for travel. And that’s not including the big chunk of personal loans listed for “other.” https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203904585-TPFBGHSXSLG81Z1ZKWGE/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2815%29.png Portfolio - Raquel For Raquel, Tala comes in handy for special occasions, pocket money, the occasional travel. She’s used it for her elder sister’s 30th birthday, for a baptism with relatives, and as extra budget when traveling up to Bulacan. “And it really helps. Grabe!” https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203910115-IOE6BRJBSCLF1ROUK3UQ/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2816%29.png Portfolio - Raquel In her words: “I want to feel independent. Not asking money from my parents. I still live with them, but I’m trying little by little to stand upon my own feet. I was a spoiled brat before!” https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203915925-5EIBV9VUR5DS7JT382HK/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2817%29.png Portfolio - Raquel She’s been working for four years — as a marketing assistant for 2 years, and then promoted. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203920883-9YY1E6JWU1GOZSI4PP44/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2818%29.png Portfolio - Raquel “My boss said, ‘Raquel, you should try sales. You’re good!’ I started with sales in-house — “ https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203925467-LLM1KM7ZO6P7GR6DTTKD/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2819%29.png Portfolio - Raquel “And now I’ve been doing field sales for a year.” It was once she started working that she came to value being financially independent. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204110183-3M3IRW6IHSFKWMR5PKJ9/August+All-Hands+Customer+Story+_+Raquel.png Portfolio - Raquel There was one time: “I tried asking my parents, and they said – ‘why should you borrow money from us?’” https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204115406-IEOMPNGCMLG38S90G7HH/August+All-Hands+Customer+Story+_+Raquel+%281%29.png Portfolio - Raquel “Uhh… ‘joke lang!’” Translation: just kidding, just a joke! She didn’t try asking them for money after that. Nowadays, she and her elder sister borrow from each other when they run out of budget. But Raquel has a couple plans for supplementing her income in the near future: https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204189919-WBPW9VNHIO0KQ7G1PR0J/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2820%29.png Portfolio - Raquel #1 – She’s been talking to the owner of a studio-type apartment in the metro area, which she can rent for a year with one full payment of 20,000 pesos upfront. She’s planning to use her next commission to pay, and to rent out the room at a monthly rate of 2,000 pesos. If all goes well, this will generate an annual profit of 4,000 pesos. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204193133-0YJDLRH01BXN5W3GNC2S/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2821%29.png Portfolio - Raquel #2 – She’s also planning to get into the business of bills payment. For the majority of people living in the Philippines, paying your bills means taking a trip to a Cebuana, or Bayad Center, or other small brick & mortar counter to send your payment to the company for that month. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204197004-F5ELSC7D6AW9LYYRMR7I/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2822%29.png Portfolio - Raquel 15,000 pesos is enough capital to launch a small franchised kiosk, right next to the medical center, where people can pay their bills for a small fee. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204308641-11YLH8M5DGM1V767JYBT/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2823%29.png Portfolio - Raquel We asked what inspired her to start pursuing all these varieties of entrepreneurship. She explained that she’s supporting her younger brother to finish college. And ... she’s recently become engaged, and they’re planning to start a family by next year. It won’t be a grand wedding – “as long as there’s a priest” – but all of this requires saving up. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204312594-DNOP6R3O7WREDR6VN8Y4/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2824%29.png Portfolio - Raquel In the meantime, Tala is Raquel’s top choice for borrowing. She’s tried Doctor Cash and Home Credit, “and #1, I choose Tala. I don’t want to borrow from anyone else.” https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204316357-7XMVUWPIHG45NVR4GOET/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2825%29.png Portfolio - Raquel Still, she doesn’t want to rely on Tala forever. “Right now, I’m just using it because I have to. But as much as I can, I don’t want to borrow anything — even from Tala.” What stood out to me about this quote — it was a kind of comment from Raquel on her financial life, and the end state that she hopes to accomplish. For her, that’s independence, and control over her own financial destiny. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204428263-W9UHVE7H1OK76Y95AYL1/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2826%29.png Portfolio - Raquel https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578206976306-XMD1VGWH8SK4EA5B5K8H/IMG_3306.jpg Portfolio - Raquel http://www.sarayang.me/filedunder/2020/1/3/tala-tarjeta monthly 0.5 2022-05-05 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1579551541008-1MK93BBT1NX302OOATN3/Tala+Tarjeta.png Portfolio - Tala Tarjeta https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578800063116-TTF2IM6SDWQA1YKXPKE4/img_2845.jpg Portfolio - Tala Tarjeta https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578800156296-UMNGNP3X4VRPSLA6GG2D/00100lrPORTRAIT_00100_BURST20191218141629429_COVER.jpg Portfolio - Tala Tarjeta https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578800084773-BUTFJJMH4U65L6JPQSIM/image_from_ios-3.jpg Portfolio - Tala Tarjeta https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578800172309-BZXD088W0PHS4V7VDP75/00100lrPORTRAIT_00100_BURST20191218114120336_COVER.jpg Portfolio - Tala Tarjeta https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578800130107-J6IWAH33CQB7KHD9LGJJ/img_2849.jpg Portfolio - Tala Tarjeta https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578800188697-XTAHGJ4HNC9VGI5W7FKS/00100lrPORTRAIT_00100_BURST20191218141710003_COVER.jpg Portfolio - Tala Tarjeta https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578820882390-692Z589AKE08BBARH0M6/00100lrPORTRAIT_00100_BURST20191218140742169_COVER.jpg Portfolio - Tala Tarjeta A challenging & incredible team effort. Cheers! https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1579550735344-KE636OODDMS1ESOB60SG/IMG_20191218_135642.jpg Portfolio - Tala Tarjeta http://www.sarayang.me/filedunder/2020/1/2/post-1 monthly 0.5 2020-02-09 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578816495377-BLVOJF96Q22AUWIZSAWM/IMG_6188.JPG Portfolio - Integrating with Cebuana Lhuillier Your loan is ready for pickup! The integration allowed us to more intuitively embed the claiming details into the app experience. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578816361612-3NVWZI9GEVST77DTJ9TK/IMG_6224.JPG Portfolio - Integrating with Cebuana Lhuillier Cashing out with our lead engineer, who flew in for 5 weeks to get this shipped! https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578083482346-HLWDQ5321UO6Q8RRRGPI/JP+cashing+out%21.jpg Portfolio - Integrating with Cebuana Lhuillier Across town, cashing out during a production test with JP, our QA engineer! http://www.sarayang.me/filedunder/2020/1/3/lorem monthly 0.5 2020-02-09 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578819021506-83CNKDTNBPKWVN1TOR3O/Identity+Verification+Pending.png Portfolio - Automating Identity Verification https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578819041598-RLWNINW51W3J9Y3SZH9T/Provide+ID+Number+PhilHealth.png Portfolio - Automating Identity Verification https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578819068441-KYQ56W3L8PECLNMPL8L1/Front+of+ID+-+PhilHealth.png Portfolio - Automating Identity Verification https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578819100768-0WBNK88T330BGM2LCDT6/Back+of+ID+-+PhilHealth.png Portfolio - Automating Identity Verification https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578819122351-7TQGCXOVLZJPQD2H44R0/Selfie+with+ID+-+PhilHealth.png Portfolio - Automating Identity Verification https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578819155873-OOB7OQFHN7P25XHXL4IH/General+Activity-Photo+Review.png Portfolio - Automating Identity Verification https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578819832915-VR9V2R4T5TVUDL4OKW2L/Screen+Shot+2020-01-12+at+1.03.29+AM.png Portfolio - Automating Identity Verification A high-level flow describing the flow with automated review. When a user submits their KYC submission, the majority are sent through automated review while a small portion goes directly to our in-house team as a downsample. http://www.sarayang.me/filedunder/2020/1/3/redesigning-loan-pickup monthly 0.5 2020-01-20 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578818325018-VTALVE1CILTN4MCNYV7F/Cashout+Mobile+Diary++%284%29+copy.png Portfolio - Redesigning Loan Pickup Sample mobile diary, for a new user claiming their loan. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578818309272-5YM2AHUPDTTXUEB1GTXP/Cashout+Mobile+Diary++%281%29.png Portfolio - Redesigning Loan Pickup The user journey at a padala (remittance) center. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578812394436-4VH5N75RLDDVPE0QXW3J/Mob+Squad_+Q1+Product+Discovery.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578812414907-EJF0PSNE1JAFA9SKKDZC/Mob+Squad_+Q1+Product+Discovery+%281%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578812425133-NK7DME16UDUCEYFQPPJ0/Mob+Squad_+Q1+Product+Discovery+%282%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578812436775-3MO082Q8QYICQ4JGW6EJ/Mob+Squad_+Q1+Product+Discovery+%283%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811612292-USVDTOEVQE8AKYHC0UPE/Cashout+Refresh+Launch+-+PH+%26+MX.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811612032-TT7FQDLU3FFLOXWWF9AF/Cashout+Refresh+Launch+-+PH+%26+MX+%281%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811611781-8UJ7UAIN7HIXW9H28V4F/Cashout+Refresh+Launch+-+PH+%26+MX+%282%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811913245-5F4ZN68QAIOUZCEB8O22/Cashout+Refresh+Launch+-+PH+%26+MX+%289%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811611306-HLO4XH3BPWKT171R1O1A/Cashout+Refresh+Launch+-+PH+%26+MX+%284%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811610855-GQFWLVIOCGKVU8YSMF59/Cashout+Refresh+Launch+-+PH+%26+MX+%285%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811610668-5D258R26XOLGHZDU5ZGZ/Cashout+Refresh+Launch+-+PH+%26+MX+%286%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811610148-Y548LU3TQ3VKPP9IOL45/Cashout+Refresh+Launch+-+PH+%26+MX+%287%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811610209-2LB1ITGC8HDWM91J2QIH/Cashout+Refresh+Launch+-+PH+%26+MX+%288%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578812460043-AAIFEIIIRCYP2ITHMTJR/Mob+Squad_+Q1+Product+Discovery+%284%29.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578814002118-UOSWTV7WPIPWQ17FFN9E/Cash+Out+Options.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578813715755-IYZ25TYN0A7TO0Z0UE25/Confirm+Details+-+Cebuana.png Portfolio - Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578813817692-2DVWF14DQK5YC0ZW1YWA/Loan+in+Progress+-+Cebuana.png Portfolio - Redesigning Loan Pickup http://www.sarayang.me/filedunder/2021/3/14/treehouse-by-dezine-school monthly 0.5 2021-12-21 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1615684832710-KPVYFDA1GA2HUZHSNMKI/Splash+%E2%80%93+1.png Portfolio - Treehouse http://www.sarayang.me/filedunder/2021/3/14/the-butterfly-effect monthly 0.5 2021-12-21 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203984143-92FAZBN5R2XT9WIJ7EK0/Slide01.jpg Portfolio - The Butterfly Effect - Reimagining Urban Planning in Helsinki, Finland Our current methods of urban planning are outdated. In an age of smart cities and increasing infrastructure development, The Butterfly Effect leverages open data and social media listening to influence a citizen-centered approach for how we plan our cities. Our team took first place in the Smart City / Civic Tech division of Ultrahack 2015 in Helsinki, earning the opportunity to pitch at Slush, the largest startup conference in Northern Europe. Check out the pitch presentation from Slush 2015, and stay connected by giving us a like on Facebook. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203983914-1O6DWJMI93BT0ZBWLTQJ/Slide02.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203984818-2X94LP9R4RHF28S74XER/Slide03.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203984628-2N6TTTPREMVMMMIS13GU/Slide04.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203985129-UWKT47JASC36NI1X6JL0/Slide05.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203985622-EC9CVLLV5B9QMC28NDLC/Slide06.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203985850-TO3O6MCRQ4NX1TK0P1HP/Slide07.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203986144-OYB1UCNARYLSQMXLUHTJ/Slide08.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203986261-MVXIPY2WCX5128Q5LZAQ/Slide09.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203986661-VZAN4U0DD577X4VDSRCI/Slide10.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203987142-NR4W367JTGB8MHNX0EXW/Slide11.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203987641-487NM8RTNDTW5PQH3SK7/Slide12.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203988573-65L1CYSP3OYR0N2QONCI/Slide13.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203991943-8HHTF9EXAJH68GEJVDNU/Slide14.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203991628-9F951N20G0M9GXC8D7V5/Slide15.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203992414-4YYS26O6ROAJZN25JRWE/Slide16.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203992823-CC3MNLVQN14WXVDXQOUS/Slide17.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203992834-FKD30ZDVOWJ3TDTB17CN/Slide18.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203993399-LHQAILK790F12Z1S7CVA/Slide19.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203993841-HQML8M162IC8K6X967B1/Slide20.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203993946-KSRUU97GO5NZ8ZFWTHXR/Slide21.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203994717-UKB8OGB1EVFIEM2O67DX/Slide22.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203994933-O2577FNO0ICN1PL0FH2Y/Slide23.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203995481-LTORWX78RBX46QSBLE82/Slide24.jpg Portfolio - The Butterfly Effect https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1456203996176-TWNAEXS08MNMVT4MDV3R/Slide25.jpg Portfolio - The Butterfly Effect http://www.sarayang.me/filedunder/2021/3/13/design-for-america monthly 0.5 2021-12-21 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658498016-7M8083LZBVQH7U1LC5L7/Slide01.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658498123-2GPC6PBJK2YLPSSKK6RR/Slide02.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658498321-MHHTRZB27Z9SPHZDZAJ6/Slide03.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658498430-DQMUXBXK3BHUMAC4M5UO/Slide04.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658498553-O4K6LNS2MGJLO9RW3KK4/Slide05.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658498771-JABS56D8OC39HXE5R6TC/Slide06.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658498803-U5D8ZTUZBP1UUPTAL3I1/Slide07.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658499052-XBK8XVGX6JTRMTSN2EHT/Slide08.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658499208-UBCAD7NUL9I99J57EKDN/Slide09.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658499388-WBW5XA8B7TW06XW19L3K/Slide10.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658499452-YGXW2RTFMRY86WPEBSVO/Slide11.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658499730-6539LUTY1QMP0DJ6XZDB/Slide12.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658499694-ON9ICKK6CU7IGK0IDN9A/Slide13.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658499974-SOZ2DDZY5ONBI5UK8ZZ4/Slide14.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658499927-BYJDDYOQJ7KYX89GW9QN/Slide15.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658500270-QXKQL6D4KHNVEM3TBA8Y/Slide16.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658500313-73D3BVFXRPTY68287N03/Slide17.jpg Portfolio - Design for America https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1441658501017-ZXDR13QCGKBJQCTQE534/Slide18.jpg Portfolio - Design for America http://www.sarayang.me/filedunder/2020/1/11/jackson monthly 0.5 2020-01-12 http://www.sarayang.me/filedunder/2020/1/5/peris-amp-betsy monthly 0.5 2020-01-05 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578214185014-MTZN0SQHMNAFBR9I0J49/DSC00458-3.jpg Portfolio - Peris & Betsy https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578213910949-UCOXWYJEOPCFL62WIF02/P3105604.JPG Portfolio - Peris & Betsy https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578213766239-61M486JOX9T3A2Q04I8Z/P3105578+edit.jpg Portfolio - Peris & Betsy https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578214950716-W0Y97WHGGLZ5QNJ6VS8B/P3105568.jpg Portfolio - Peris & Betsy https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578215267265-7BYOTG41DXP647BIM4K4/DSC00478-5.jpg Portfolio - Peris & Betsy https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578215298840-S14HCZADJV56BZAWLIML/DSC00488-6.jpg Portfolio - Peris & Betsy https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578215194736-INLCVF7ITVVV2941BS0W/DSC00599-16.jpg Portfolio - Peris & Betsy https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578215225205-UPXTYZN3FJXJ6LKL8D9Q/DSC00601-17.jpg Portfolio - Peris & Betsy https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578215118212-AEIGQFV6V4SAHB8BPE84/DSC00533-7.jpg Portfolio - Peris & Betsy http://www.sarayang.me/filedunder/category/Design monthly 0.5 http://www.sarayang.me/filedunder/category/Product+Management monthly 0.5 http://www.sarayang.me/filedunder/category/Product+Discovery monthly 0.5 http://www.sarayang.me/filedunder/category/Empathy+Building monthly 0.5 http://www.sarayang.me/filedunder/category/Strategy monthly 0.5 http://www.sarayang.me/filedunder/category/User+Research monthly 0.5 http://www.sarayang.me/raquel daily 0.75 2025-03-06 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578168581673-MONDZRAKMWBSMGB1HD57/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel.png Raquel We met Raquel at our office, around 1 PM. She had just come from a client meeting around the area — she works as a field sales agent for a hardwood flooring company, and can choose where to schedule her meetings each day. She specifically requested the Makati area, so she could squeeze in the time to meet with us. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578168581673-MONDZRAKMWBSMGB1HD57/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel.png Raquel We met Raquel at our office, around 1 PM. She had just come from a client meeting around the area — she works as a field sales agent for a hardwood flooring company, and can choose where to schedule her meetings each day. She specifically requested the Makati area, so she could squeeze in the time to meet with us. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578168846808-Q4QMYMXZSN0VMAG6SV80/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%281%29.png Raquel In addition to her tan work polo, she wore one of those fashionable silver watches, some fuschia lipstick, and — I noticed she kept her nails well-done. And she seemed pretty young, maybe around 26. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204484744-7Y4K54H9M2FHFG37H2EY/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2827%29.png Raquel https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578168846454-13GW4TXJ1Q1WLZUP4YF9/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%282%29.png Raquel She’s been using Tala since last December — starting at a 500 peso loan, she’s now at 4,000. She typically sends her loan to her Coins.ph wallet. Coins has a Security Bank Cardless ATM option, where they send the customer a text message with a 16-digit reference number and the exact withdrawal amount. Raquel can go to any Security Bank ATM to redeem the money. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578168845847-RBU0CISFRSZK7QLINICV/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%283%29.png Raquel Money flows into her life two or three times a month. She receives her salary every cut-off on the 15th and last day of the month. And if she’s met her sales quota of 1.5 million pesos for the previous month, she gets a commission of 2% on the 10th. That’s at least 30k — about $585 USD. Total, this means Raquel earns $300 - $900 per month. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578168845933-F6M9Q99SPXE5EY0Y68WC/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%284%29.png Raquel This puts her pretty solidly in the lower-middle / middle class income bracket. 70% of Tala customers fall within this same bulge of $10 - 50 USD income per day. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169183491-LQ0USP6Y13H9BD40PCRN/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%285%29.png Raquel As an example: at the time of her interview, she had just received her salary on Monday, equal to a little less than $160 USD. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169183001-U1V5HF0CRK4KNOVLNHFC/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%287%29.png Raquel Anyway, this cut-off, she actually deposited the full 4,000 pesos into the cooperative. It’s her birthday later this August, so she was planning to use her full salary for the celebration. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169182906-RS8TMHBTCYWDFMHN73C6/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%288%29.png Raquel Then, she paid her Tala loan. 4025 pesos for her loan of 3,500, and then she was increased up to 4,000. Her full payment of 4,600 is coming due on September 1st. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169182649-RJVGYJ9RRU7CXX1WCRU4/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%289%29.png Raquel She also has to pay a fee in order to send Tala the payment via 7-Eleven — 2% of the total amount rounds up to an 81 peso fee. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169182516-BNLPLUAHBERONNO5V3OT/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2810%29.png Raquel After she pays & re-loans with Tala... https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169182169-A3OXQKOTQ2533X1CS5GW/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2811%29.png Raquel The money goes to daily expenses: 50 - 100 pesos for transportation, and 150 pesos for food. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578169181959-PFLXBDA4X97YFRZY4GTN/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2812%29.png Raquel Then, with whatever’s leftover … “I bought some things for me.” :) https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203888229-V43RE2IA549KZ16A5L2U/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2813%29.png Raquel Taking a step back: in the Philippines, over half of our loans are listed as being taken for “personal” use. Roughly 9% are listed for paying bills, and 32% for business. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203899927-34VOSPHYULT5H8OKZASM/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2814%29.png Raquel Based on free-text responses, 14% of customers taking a “personal” loan say it’s for a special occasion. 5% of these customers mention that it’s for travel. And that’s not including the big chunk of personal loans listed for “other.” https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203904585-TPFBGHSXSLG81Z1ZKWGE/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2815%29.png Raquel For Raquel, Tala comes in handy for special occasions, pocket money, the occasional travel. She’s used it for her elder sister’s 30th birthday, for a baptism with relatives, and as extra budget when traveling up to Bulacan. “And it really helps. Grabe!” https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203910115-IOE6BRJBSCLF1ROUK3UQ/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2816%29.png Raquel In her words: “I want to feel independent. Not asking money from my parents. I still live with them, but I’m trying little by little to stand upon my own feet. I was a spoiled brat before!” https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203915925-5EIBV9VUR5DS7JT382HK/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2817%29.png Raquel She’s been working for four years — as a marketing assistant for 2 years, and then promoted. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203920883-9YY1E6JWU1GOZSI4PP44/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2818%29.png Raquel “My boss said, ‘Raquel, you should try sales. You’re good!’ I started with sales in-house — “ https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578203925467-LLM1KM7ZO6P7GR6DTTKD/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2819%29.png Raquel “And now I’ve been doing field sales for a year.” It was once she started working that she came to value being financially independent. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204110183-3M3IRW6IHSFKWMR5PKJ9/August+All-Hands+Customer+Story+_+Raquel.png Raquel There was one time: “I tried asking my parents, and they said – ‘why should you borrow money from us?’” https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204115406-IEOMPNGCMLG38S90G7HH/August+All-Hands+Customer+Story+_+Raquel+%281%29.png Raquel “Uhh… ‘joke lang!’” Translation: just kidding, just a joke! She didn’t try asking them for money after that. Nowadays, she and her elder sister borrow from each other when they run out of budget. But Raquel has a couple plans for supplementing her income in the near future: https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204189919-WBPW9VNHIO0KQ7G1PR0J/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2820%29.png Raquel #1 – She’s been talking to the owner of a studio-type apartment in the metro area, which she can rent for a year with one full payment of 20,000 pesos upfront. She’s planning to use her next commission to pay, and to rent out the room at a monthly rate of 2,000 pesos. If all goes well, this will generate an annual profit of 4,000 pesos. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204193133-0YJDLRH01BXN5W3GNC2S/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2821%29.png Raquel #2 – She’s also planning to get into the business of bills payment. For the majority of people living in the Philippines, paying your bills means taking a trip to a Cebuana, or Bayad Center, or other small brick & mortar counter to send your payment to the company for that month. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204197004-F5ELSC7D6AW9LYYRMR7I/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2822%29.png Raquel 15,000 pesos is enough capital to launch a small franchised kiosk, right next to the medical center, where people can pay their bills for a small fee. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204308641-11YLH8M5DGM1V767JYBT/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2823%29.png Raquel We asked what inspired her to start pursuing all these varieties of entrepreneurship. She explained that she’s supporting her younger brother to finish college. And ... she’s recently become engaged, and they’re planning to start a family by next year. It won’t be a grand wedding – “as long as there’s a priest” – but all of this requires saving up. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204312594-DNOP6R3O7WREDR6VN8Y4/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2824%29.png Raquel In the meantime, Tala is Raquel’s top choice for borrowing. She’s tried Doctor Cash and Home Credit, “and #1, I choose Tala. I don’t want to borrow from anyone else.” https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204316357-7XMVUWPIHG45NVR4GOET/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2825%29.png Raquel Still, she doesn’t want to rely on Tala forever. “Right now, I’m just using it because I have to. But as much as I can, I don’t want to borrow anything — even from Tala.” What stood out to me about this quote — it was a kind of comment from Raquel on her financial life, and the end state that she hopes to accomplish. For her, that’s independence, and control over her own financial destiny. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578204428263-W9UHVE7H1OK76Y95AYL1/Copy+of+%5BUpdated%5D+Jan+2019+All-Hands+Customer+Story+_+Raquel+%2826%29.png Raquel http://www.sarayang.me/redesigning-loan-pickup daily 0.75 2020-01-12 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578812394436-4VH5N75RLDDVPE0QXW3J/Mob+Squad_+Q1+Product+Discovery.png Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578812394436-4VH5N75RLDDVPE0QXW3J/Mob+Squad_+Q1+Product+Discovery.png Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578812414907-EJF0PSNE1JAFA9SKKDZC/Mob+Squad_+Q1+Product+Discovery+%281%29.png Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578812425133-NK7DME16UDUCEYFQPPJ0/Mob+Squad_+Q1+Product+Discovery+%282%29.png Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578812436775-3MO082Q8QYICQ4JGW6EJ/Mob+Squad_+Q1+Product+Discovery+%283%29.png Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811612292-USVDTOEVQE8AKYHC0UPE/Cashout+Refresh+Launch+-+PH+%26+MX.png Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811612032-TT7FQDLU3FFLOXWWF9AF/Cashout+Refresh+Launch+-+PH+%26+MX+%281%29.png Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811611781-8UJ7UAIN7HIXW9H28V4F/Cashout+Refresh+Launch+-+PH+%26+MX+%282%29.png Redesigning Loan Pickup https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1578811913245-5F4ZN68QAIOUZCEB8O22/Cashout+Refresh+Launch+-+PH+%26+MX+%289%29.png Redesigning Loan Pickup 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https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047643459-VBB093VM84S0K85W4K5O/P7085729+v2.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047977385-YO6LX4ZJLHV8VHRYJWBB/PB199256.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047666184-N31EKINRG46ZHKWROX98/PA230481.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640048131484-MGFKV09Y35WWL1KH3AD8/PA230419.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047659116-BPKMLP6D53R0Q6GN9BL1/P9101471-3.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047646418-G6CGT95CSETC5ZGVQ0YL/P9090655.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640048306664-W1JQSV2ACPQIE9DT5EJD/P9101505+V2.JPG A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047567089-JZ7TCTRW8RO8CLL4ZB8G/DSC07395+Ha+Giang+V3.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047625923-9WRZ3I3JFUL11JRIOUGS/P6101562.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047617134-X76IEFWS2CXT8CWC3S6M/P6101420+2.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047626723-50WJ35K4NQD87W9KDK0A/P6242456.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047638402-ES5FMPJB4XAY1837GLLQ/P6252963.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047604848-PWJH1YF0VZSHLTNA6C61/P6101364.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047659117-UKTDN2GGJ83Q116ULOFM/P9135434.jpg A few selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/ca663e3d-3ba2-4da7-9f28-89308bf5c35f/Detroit+Self+Portrait+2.png A few selects - Make it stand out Whatever it is, the way you tell your story online can make all the difference. http://www.sarayang.me/solidarity-prints daily 0.75 2025-05-21 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1737095959246-ZT440T5ZL7WSQMGUB0CS/IMG_3164.JPG Solidarity Prints https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1747813376310-QF7Y6HDKAK04X0D064P4/3403958_3403958-R8-075-36-4.jpg Solidarity Prints https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1747813380729-NLK9KCGX3YYVSDRVZHNT/3403958_3403958-R8-077-37-2.jpg Solidarity Prints https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1747862621380-14C2CHVAGVLYHAOQ10U3/DSC00537-5.jpg Solidarity Prints https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1747863052570-73CKO8EWUAR5VIH8ARTP/DSC00535-2.jpg Solidarity Prints https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1747863066935-KCGOPBK1SBTUXZBGEES8/DSC00536-2.jpg Solidarity Prints https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/315e1974-8359-4e9c-8397-5eeed0c4323a/Typhoon+Ulysses+Recovery+Prints.jpg Solidarity Prints - Make it stand out Image description: Six photography prints with various scenes from the Philippines are presented on a bamboo table. http://www.sarayang.me/portfolio-selects daily 0.75 2025-01-20 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/f4ebfb2a-da5a-42e7-91e5-d9f7e1a4dd6e/P9101505+V3.JPG Portfolio selects - Make it stand out Breakfast and a home visit in the Green Village, Western Kenya. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/4f4939d6-0586-4af2-aa9d-981341aee0cb/3-2-932x700.png Portfolio selects - Make it stand out Interviewing older adults across rural, suburban, and urban counties of California. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/65de075c-591d-482d-afa6-a8ac69bcb082/4-2-932x700.png Portfolio selects - Make it stand out Shadowing a community clinic providing health services to older adult farmworkers in Imperial County. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/59e61390-e7a9-41e1-b542-f1f5adf49642/9-4-932x700.png Portfolio selects - Make it stand out Sharing back the final report with community members. https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033236031-Y5IWP85B2HZO0K6PV9VX/Product+Discovery+%26+Savings+at+Tala_Page_01.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033235949-29Y4WLFTCQ2UPZKRWCVT/Product+Discovery+%26+Savings+at+Tala_Page_02.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033246947-ML1DX4D0VYIAVJUB0NCA/Product+Discovery+%26+Savings+at+Tala_Page_03.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033237049-WVR64O2LJP6MEH97UJYS/Product+Discovery+%26+Savings+at+Tala_Page_04.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033237612-07MMG03064RT33Z02216/Product+Discovery+%26+Savings+at+Tala_Page_05.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033238263-VYXUUE0QGFSSE1J408HO/Product+Discovery+%26+Savings+at+Tala_Page_06.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033239361-C1SUD8J5ZDY8TX9A0F8A/Product+Discovery+%26+Savings+at+Tala_Page_07.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033239930-XGFZMCPYXKQFFPRGBJVQ/Product+Discovery+%26+Savings+at+Tala_Page_08.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033469129-JP0RZL5T0LWEZ6BZEEMW/Product+Discovery+%26+Savings+at+Tala_Page_09.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033240741-EABKBDRZJY4UZUYU75FM/Product+Discovery+%26+Savings+at+Tala_Page_10.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033246784-4T0SWHJ99XG219XO6WSU/Product+Discovery+%26+Savings+at+Tala_Page_11.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033247388-B053H6RQAVR4IT1XWBZU/Product+Discovery+%26+Savings+at+Tala_Page_12.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033247793-U0QWUMMQ0CQ2T3NZ3Z34/Product+Discovery+%26+Savings+at+Tala_Page_13.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033247875-QKH9FCJMI9R85XJZM67T/Product+Discovery+%26+Savings+at+Tala_Page_14.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033248432-NFA9FUBC4ECUOMFWY3V5/Product+Discovery+%26+Savings+at+Tala_Page_15.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033248492-W5B0CWSGLELA6AWUZ6OR/Product+Discovery+%26+Savings+at+Tala_Page_16.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033259513-8BQFN6FB0PD9GJ2P3F02/Product+Discovery+%26+Savings+at+Tala_Page_17.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033249244-4L87VWSB9FWWSR3ZUCYJ/Product+Discovery+%26+Savings+at+Tala_Page_18.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033249911-VWG9NXNYDYY7B5VJOBNF/Product+Discovery+%26+Savings+at+Tala_Page_19.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033250476-OH3OJ866TYO6X8POWQB7/Product+Discovery+%26+Savings+at+Tala_Page_20.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033251135-08LEOC7D9S454L0DO1BF/Product+Discovery+%26+Savings+at+Tala_Page_21.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033262034-EN7D3JOKKO2UCK3VA4AX/Product+Discovery+%26+Savings+at+Tala_Page_22.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033260462-ONO0FXSP1WCRLJL8Q19Z/Product+Discovery+%26+Savings+at+Tala_Page_23.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033261165-P1DF77MM19FVSPXNNJUV/Product+Discovery+%26+Savings+at+Tala_Page_24.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033261817-9FPZSVLI98UZDRGL3DIK/Product+Discovery+%26+Savings+at+Tala_Page_25.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033262321-VD1OGTY02B40F4DLRDPQ/Product+Discovery+%26+Savings+at+Tala_Page_26.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033263083-AQ3QX9IMTFSWMNE6CEEA/Product+Discovery+%26+Savings+at+Tala_Page_27.png Portfolio selects 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https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033264861-R6LLLEMXT8RSHA9609FK/Product+Discovery+%26+Savings+at+Tala_Page_33.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033264939-5OCRHGK2B9AOGZS36DJ3/Product+Discovery+%26+Savings+at+Tala_Page_34.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033265473-RZQ0IW2KL6ME3767B5F6/Product+Discovery+%26+Savings+at+Tala_Page_35.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033265644-RX8LVCUD7YYLXJL3DSIJ/Product+Discovery+%26+Savings+at+Tala_Page_36.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033265968-QBZGN9PW2EDVE0RPLIVU/Product+Discovery+%26+Savings+at+Tala_Page_37.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033266138-H1SE30JXODCW687Q8HZJ/Product+Discovery+%26+Savings+at+Tala_Page_38.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033266501-CROEJXMW3MFAZ4L68T8C/Product+Discovery+%26+Savings+at+Tala_Page_39.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033266942-A500O7333D567OW3Y4V9/Product+Discovery+%26+Savings+at+Tala_Page_40.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640033274385-S5MRIS8EISCLJPXP9JB3/Product+Discovery+%26+Savings+at+Tala_Page_41.png Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1654204055728-FPGV43ETVSJK77NYM588/Vietnam+Expansion+Case+Study_Page_1.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1654204055660-KCMQZCBMM9GT0R8YBWT4/Vietnam+Expansion+Case+Study_Page_2.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1654204056527-S0CNG7OXWC0HDUPPG662/Vietnam+Expansion+Case+Study_Page_3.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047574717-UFBAFDKMF54JC45F5SOB/DSC02976.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047526904-1H6XJHDMIQUKBFBHPM7K/DSC01389.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047524959-HHJKE8HTIYJS827UOZ1Y/DSC01629.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047549938-T7UC4LMFLALM0GJXWCM6/DSC02745.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640048521913-HQ4HPAV2Q1AY91409VV9/P7074537+v2-2.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047640780-GSUMSI5Z1B5NQAU1TPUE/P7074994+v2.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047641578-61JOHJSFPASNHEAX9PRR/P7085340+v2.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047642774-GZNSK3036MWTODW42DM8/P7085362+v2.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047643459-VBB093VM84S0K85W4K5O/P7085729+v2.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047977385-YO6LX4ZJLHV8VHRYJWBB/PB199256.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047666184-N31EKINRG46ZHKWROX98/PA230481.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640048131484-MGFKV09Y35WWL1KH3AD8/PA230419.jpg Portfolio selects 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https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047638402-ES5FMPJB4XAY1837GLLQ/P6252963.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047604848-PWJH1YF0VZSHLTNA6C61/P6101364.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/1640047659117-UKTDN2GGJ83Q116ULOFM/P9135434.jpg Portfolio selects https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/ca663e3d-3ba2-4da7-9f28-89308bf5c35f/Detroit+Self+Portrait+2.png Portfolio selects - Make it stand out Whatever it is, the way you tell your story online can make all the difference. http://www.sarayang.me/z-documentary daily 0.75 2025-11-23 https://images.squarespace-cdn.com/content/v1/55c08f31e4b0ae953a7fbb08/a2cc0423-cd2e-4f15-89d4-2fea42c07b45/Z+%28working+title%29_Page_01.png Z — a documentary film 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